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Wednesday, June 26, 2013

I am going to start today’s blog with a story...

  There was an 3rd grade class and the Presidential election was heating up and some of the children showed an interest. So, the teacher decided they would have an election for a class president. They would choose the nominees. Each of whom would make a campaign speech and the class would vote. Candidates were nominated by other class members. The class discussed what kinds of characteristics these students should have. Many were nominated and from those, Jamie and Olivia were picked to run for the top spot. The day arrived when they were to make their speeches. Jamie went first. He had specific ideas about how to make their class a better place. He ended by promising to do his very best. Everyone applauded and he sat down. Now it was Olivia's turn to speak. Her speech was concise. She said, "If you will vote for me, I will give you ice cream." She sat down. The class went wild. "Yes! Yes! We want ice cream." Surely she would say more. She did not have to. A discussion followed. How did she plan to pay for the ice cream? She wasn't sure. But no one pursued that question. They took her at her word. Would her parents buy it or would the class pay for it...She didn't know. The class really didn't care. All they were thinking about was ice cream...
Jamie was forgotten. Olivia won by a landslide.

Every time Barack Obama opened his mouth he offered ice cream and 51.4 % of the people reacted like nine year old's.

They want ice cream.

The other 48.6% percent know they're going to have to feed the cow and clean up the mess."

obamacare — Most of you do not even know what is in obamacare. You just hear “free healthcare” and think it is a great idea. Didn’t your Mom ever tell you there is no such thing as a free lunch? Somebody has to pay for this “FREE” healthcare. And unfortunately because the government is involved the cost will be higher than if they just opened health care up to the free enterprise system (more on this in a bit). So far attached to obamacare is 21 new taxes. It only gets worse from here. Because of the requirement that they have to pay only for their full timers a lot of companies are doing away with full time positions instead choosing to have mainly part timers.
http://newstalk870.am/some-dennys-restaurants-bump-prices-5-due-to-obamacare-cut-workers-hours/

The ones that do keep full timers will be raising prices to cover
the cost.
http://www.inquisitr.com/295782/obamacare-casualty-papa-johns-pizza-to-raise-prices-to-cover-costs-of-health-care/

A better idea to this would have been to allow interstate insurance. Interstate insurance refers to the selling of health insurance across state lines. Currently residents have to purchase health insurance from a company that offers policies in the state they are residents of. Allowing companies to sell insurance across state lines through interstate insurance would open up competition and reduce overall health insurance costs.
Here is an example: Dale is a healthy lad but still wanted health insurance just in case he had an emergency. The state he lives in highly regulates insurance and therefore the insurance companies are required by the state to offer extensive benefits. These extensive benefits raised the price of the health insurance beyond Dales ability to pay. Dale just wants a basic policy to cover him if he has a major expense. He found out that if he was able to purchase insurance across state lines that he could buy a policy from another state that did not regulate insurance and that basic policy would carry much less of a premium than the state that he lives in.
Dale is sad.  (I will refine today's blog later)